Frequently Asked Questions
Where can I find my credit reports?
To get a free copy of your credit report we recommend using Credit Karma. Although if you purchase one of our credit repair packages we will pull your credit report and scores from all 3 credit bureaus.
How Long Does the Credit Repair Process Take?
Generally speaking you should see results in 60-90 days time. Some items may take longer depending on the severity of the item being removed. However once you have a few items removed from your credit report you will be able to witness your credit score rise.
How does credit repair work?
Credit Repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. We have created professional dispute letters and documents designed to challenge creditors. Our process has an 95% success rate, this means along with our knowledge we provide our clients real results. Your credit report dictates your credit score.
Can I Cancel Services?
Of course! Services are provided on a month-to-month basis and clients may cancel their service at any time. However we do want you to keep in mind of your due date and cancel at least 72hrs before your payment is scheduled to be drafted.
How do I get started?
To Get Started:
-Submit a contact request and tell us how can we assist you.
-Select a time and date for a 30min free consultation
-Provide a fee (ranging from $1 - $26) to the credit bureaus to obtain your credit profile from all 3 credit bureaus (the fee is standard and non-refundable)
-Choose your credit repair package
Leave the rest to us as we begin to clean your credit and raise your credit score!
Do you offer payment plans?
We sure do! All of our packages allow our clients to split their payments up in either 2 monthly payments. Everyone is approved for our payment plan when purchasing a credit repair package. If you wish to have a payment plan, we ask that you request it during checkout.
Can I do My Own Credit Repair?
Yes you can do your own credit repair process, but our professionals have the knowledge it takes to provide accurate results. We currently have a 95% success rate which means we actually raise our clients credit scores.
Do your services really work?
Absolutely! We focus on increasing our clients credit score by 75-100 points at a 95% success rate. We have designed legal documents and dispute letters that gets the job done! Signup today choose your credit repair package.
Where are you located?
We are located in Miami, FL USA. We are licensed to service all 50 states.
What is your contact info?
Email: scoreupscreditreapirs@mail.com
We answer faster by simply filling out the Contact Us form at the bottom of the home screen or on the Contact Us page.
How can you remove items from my credit report?
We actually use the law to our advantage by disputing the errors on your report by sending in dispute letters on your behalf to get those errors removed from your credit report.
Can you remove a bankruptcy?
We work to identify and remove any inaccurate, obsolete, unfair, or items that you feel are questionable on your credit report. So yes, under those circumstances, they can be removed
Can you remove late child support payments?
Yes. We work to get removals of any information that is in accurate, obsolete, unfair, or questionable. According to the FCRA you have a right to dispute any items that you feel fall into either of those categories.
Can I remove negative information from my credit report even if it belongs to me?
Yes. The FCRA allows you to challenge any information that is being reported on your credit file. The information must be 100% accurate. Statistics show that 7 out of 10 consumers have inaccuracies in their credit files.
Do I need to send you the letters that I receive from the credit bureaus?
Yes, you must upload every letter that you receive from the credit bureaus as soon as possible. We need to know every action that the credit bureau has taken so we can quickly respond to get the items deleted from your credit report. We provide our clients with a secure email address to upload all correspondents from the credit bureaus.
What do I say to a debt collector when they call?
The goal is to GET OFF THE PHONE. The collector’s job is to get you to admit to the fact that you owe the debt, essentially making you do their job for them. Try saying “I don’t discuss my personal financial matters over the phone with people I don’t know. “ Please send any correspondence of this matter to the mailing address you have on file”. Then hang up!
If I sign up for your service can you guarantee me that these items will come off my report?
No, We cannot, it is illegal for us to guarantee you any results, but what we can guarantee you is that we are working hard on your behalf to have these items removed, so far we have been successful at removing student loans, and late payment, etc. We do however successfully increase all of our clients credit score.
Still have questions? Please get in touch, we’re here to help.